First-time home buyer You just finished one of the hardest parts of becoming a first-time home buyer...GETTING STARTED!!! Congratulations. Every homeowner started with the same concerns and questions as you have right now. And one of those biggest concerns is whether, or not, you have enough buying power to purchase a home, or the home you want. The best way to answer that question is to see a Realtor or loan officer. Any loan officer can look over some basic financial information you provide and tell you in about 30 minutes how much home you can afford if you qualified for a loan. While we aren't bankers, and can't tell you for sure what a banker's decision may be, the links below should help give you a good idea whether you can afford to purchase a home and how large a loan you can afford. It's important to remember that the links to the mortgage calculators and loan rates may not be the same that any loan officer you talk with will use. They will, however, give you a very good rough estimate. One more thing. If you can qualify for a FHA or VA loan, the percentages are usually more liberal. This usually makes it easier to qualify for this type of loan. Don't hesitate to call us at the Starkville Coldwell Banker office (662) 323-8700 if you get stuck or have any questions. We check Email at least twice a day, too. Coldwell Banker Mortgage Center (with mortgage loan calculators and current interest rates) Starkville Home Team current listings Golden Triangle Multiple Listing Service MLS